Health insurance helps you pay for medical care when you get sick or injured. Without it, hospital bills can be very expensive. With insurance, you only pay a small part, and the rest is covered by the insurance company.
There are many types of health insurance plans. Some cover basic hospital care, while others include medicines, tests, and doctor visits.
You pay a monthly fee for your insurance. When you visit a doctor or go to the hospital, you may have to pay a small fee called a co-payment. The insurance company pays the larger part of the bill.
Many people avoid going to the doctor because of high costs. But with health insurance, you can get regular checkups and stay healthy. Early treatment can prevent bigger health problems later.
Governments and companies often provide health insurance to workers. If you’re self-employed, you can buy it privately.
In short, health insurance protects your health and your wallet. It’s an investment in your peace of mind.
